Put YourPENGUto Work

Earn yield by lending. Borrow against your holdings. No selling required.

Total Market Size$0

Getting Started

Three Steps. That's It.

0101

Supply

Deposit tokens into Waddle’s lending pools. Start earning interest instantly — no lockups.

0202

Borrow

Use your deposits as collateral to borrow other assets. Need stables? Borrow USDC against PENGU.

0303

Grow

Withdraw anytime. Compound your earnings. Your assets, your timeline.

The Basics

Lending, Without the Bank

Deposit tokens into a smart contract. Borrowers pay interest to use them. You earn that interest directly — no middlemen, no bank hours, no fine print. Open 24/7, globally accessible, and you're always in control.

APYAnnual Percentage Yield — what you earn per year
CollateralTokens you deposit to secure a loan
Health FactorSafety score. Above 1.0 = safe
LiquidationAuto-sale if collateral value drops too low

Why Us

Why Waddle?

Earn While You Hold

Supply your PENGU, USDC, USDT, or WETH and start earning yield immediately — no lockups, no minimums.

Built for PENGU

Waddle exists because PENGU holders deserve a dedicated place to grow. Community-first, always.

Stupidly Simple

Two clicks to start earning. No PhD required, no complex UIs, just clarity.

Non-Custodial

Your keys, your coins. Everything runs through smart contracts on-chain — we never touch your tokens.

Coming Soon

Waddle Mobile

Your positions, your yield, your portfolio — all from your pocket. Get rate alerts, manage your lending positions, and never miss a market move.

Push notifications for rate changes
Live portfolio tracking & P&L
Biometric auth & hardware wallet support
App Store
Google Play

Both stores. Early 2026.

9:41
Waddle
Net Worth
$4,821.37
APY+3.42%
Health2.84
Borrow Power$1,205
Markets4 Assets
PENGU
PENGUPudgy Penguins
4.12%earn
USDC
USDCUSD Coin
3.24%earn
USDT
USDTTether USD
3.01%earn
WETH
WETHWrapped Ether
1.87%earn
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Ready to Waddle?

No sign-ups. No KYC. Connect your wallet and start earning in seconds.

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