



Put Your
PENGUto Work
Earn yield by lending. Borrow against your holdings.
No selling required.





Getting Started
Three Steps. That's It.
Supply
Deposit tokens into Waddle’s lending pools. Start earning interest instantly — no lockups.
Borrow
Use your deposits as collateral to borrow other assets. Need stables? Borrow USDC against PENGU.
Grow
Withdraw anytime. Compound your earnings. Your assets, your timeline.

The Basics
Lending, Without the Bank
Deposit tokens into a smart contract. Borrowers pay interest to use them. You earn that interest directly — no middlemen, no bank hours, no fine print. Open 24/7, globally accessible, and you're always in control.


Why Us
Why Waddle?
Earn While You Hold
Supply your PENGU, USDC, USDT, or WETH and start earning yield immediately — no lockups, no minimums.
Built for PENGU
Waddle exists because PENGU holders deserve a dedicated place to grow. Community-first, always.
Stupidly Simple
Two clicks to start earning. No PhD required, no complex UIs, just clarity.
Non-Custodial
Your keys, your coins. Everything runs through smart contracts on-chain — we never touch your tokens.


Coming Soon
Waddle Mobile
Your positions, your yield, your portfolio — all from your pocket. Get rate alerts, manage your lending positions, and never miss a market move.
Both stores. Early 2026.







